Cash Flow Calendar
the budget calendar
for irregular income
Cash Flow Calendar is the budget calendar built for people whose income changes. See your money by date, not just monthly totals.
Trusted by people who don't get
paid the same way twice.
Watch a Demo
How it works
Add your income and expenses
Income, bills, side hustles, one-offs. Just drop them on the calendar.
Watch your balance change
See your balance rise and fall across the month (and beyond).
Adjust with confidence
Shift dates, plan purchases, and avoid low-cash days before they happen.
Connect your bank account
Sync transactions automatically via Plaid to keep your cash flow up to date.
Income vs Expense
Who is this for
Features
Calendar-first budgeting
See money the way it really happens: by date.
Recurring & irregular expenses
Weekly, bi-weekly, quarterly, "every other month"... it works with real life.
Balance forecast
Spot low points in advance so you're never surprised.
Bank connection (US only)
Link accounts for faster setup, or go manual if you prefer.
iPhone and Android app
Add an expense or check a low-cash day from your phone. Same calendar as the web.
Category budgets
Set a monthly amount per category and count what's scheduled, not just what's spent.
Budgets that count the bills you haven't paid yet
Set a monthly amount per category. Cash Flow Calendar counts what you've spent and what's still scheduled, so a category heading over shows up early.
This month is on track to end $120 over budget.
$715 spent, $205 still scheduled, $800 budgeted.
Solid is spent. Light is still scheduled. The line is your budget.
What Is a Budget Calendar?
A budget calendar is a calendar view of your money. Instead of sorting spending into categories after the fact, it plots every paycheck, bill, and expense on the date it actually happens, then projects your balance forward so you can see low-cash days before they arrive. If your income is irregular, that timing view is what a flat monthly budget can never give you.
Learn more in our guide to building a budget calendar.
What Is a Money Calendar?
A money calendar is a visual way to track when income and bills happen throughout the month. Instead of only seeing totals, you see your projected balance on specific dates.
This helps you understand when money will be tight, when you can safely spend, and when you may need to move funds between accounts.
If you're new to the concept, read our full guide on what a money calendar is and how it works.
Budget Calendar vs. a Traditional Budgeting App
A traditional budgeting app tells you how much you spent last month.
A budget calendar tells you whether you'll have enough on the 14th.
For irregular income, that forward view is the difference between reacting to overdrafts and avoiding them.
Irregular income earners use Cash Flow Calendar to stay ahead of their money
“Cash Flow Calendar helps me predict exactly where my cash flow is going to be.”
Tyler F.
Real Estate Agent
“Finally a budgeting app that actually works for variable income. I can see the exact day my balance would go negative, then fix it in seconds.”
Carly T.
Freelance Designer
“I used to constantly stress about timing rent. Now I just check my calendar.”
Ryan R.
Side Hustler
“I finally have clarity on what’s coming in and what’s going out, weeks in advance.”
Jules D.
Small Business Owner
Download
Our Mobile App
Frequently Asked
Questions
Cash Flow Calendar helps users track income and expenses, forecast cash flow on a calendar, and plan future balances with confidence.
Yes. Cash Flow Calendar is a budget calendar that plots your income and bills by date and forecasts your balance, designed for irregular income.
Yes. You can set a monthly amount for any category and see how the month is tracking against it. The bar counts what you have already spent plus anything still scheduled on the calendar, so a category heading over its budget shows up before the money leaves your account.
Most budgeting apps total up what you already spent, so a category looks fine until the next bill clears. Cash Flow Calendar counts scheduled transactions too, which means the projection tells you whether the month is heading over budget while there is still time to change it.
A Money Calendar is a visual way to track when your income and bills happen throughout the month. Instead of only seeing totals, you see your projected balance on specific dates so you know exactly when money will be tight or available.
Traditional budgeting focuses on categories and monthly totals. A Money Calendar focuses on timing. It shows when income lands and when bills are due, helping you forecast cash flow and avoid shortfalls between paychecks.
Yes. A Money Calendar is especially useful for freelancers, contractors, and anyone with inconsistent income. It lets you plan around when payments arrive and align expenses accordingly so you can avoid overdrafts.
Cash Flow Calendar was made for people with irregular income and expenses in mind, but it can be used by anyone who wants to see their future cash balances.
You can plan weeks, months, or even years ahead by seeing how income and expenses affect your future balance over time, all laid out on a calendar.
No. You can add everything manually.
Currently in the US only.
Connections are handled by Plaid, a trusted third-party provider. Your data is encrypted in transit and at rest. We cannot move or access your money, and you can disconnect anytime.
Not quite. Budgeting apps usually look backward at spending. Cash Flow Calendar looks forward, giving you a clear view of what is coming before it happens.
Yes we currently support, weekly, bi-weekly, monthly and yearly recurring transactions.
Yes. 14 days, no credit card required.
Cash Flow Calendar
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